[NOTE]
The following tables are only the rough estimation of Japanese pension refunds called “Pension’s Lump-sum Payments”.
We YouAT LLC can get a research of more precise estimated sum of your “Payments” in Japanese pension offices when you contact us, and show you it before you decide to let us carry out your pension refunds.
(NOTE!) It is possible that the following tables will change in 2020 or after, in a manner that more refund amounts are paid to persons who work over 3 years (up to 5 years).
1.Employees’ Pension Insurance
Employees’ Pension Insurance (厚生年金, こうせいねんきん) covers people who are employed by companies.
Foreign people employed by companies in Japan will contribute to this system.
Following tables show some calculated examples of estimated sum of pension refunds (Lump-sum Withdrawal Payments).
The accurate sum you will receive needs to be calculated with your own information.
(EXAMPLE) In the case that the last month of payment is between Sep. 2017 and Aug. 2019
Average Standard Remuneration | Coverage Months | Estimated Lump-sum
Payments(Yen) |
200,000 | 6 | 100,000(*) |
200,000 | 12 | 220,000(*) |
200,000 | 24 | 440,000(*) |
200,000 | 36 or more | 660,000(*) |
Average Standard Remuneration | Coverage Months | Estimated Lump-sum
Payments(Yen) |
400,000 | 6 | 200,000(*) |
400,000 | 12 | 440,000(*) |
400,000 | 24 | 880,000(*) |
400,000 | 36 or more | 1,320,000(*) |
Average Standard Remuneration | Coverage Months | Estimated Lump-sum
Payments(Yen) |
600,000 | 6 | 300,000(*) |
600,000 | 12 | 660,000(*) |
600,000 | 24 | 1,320,000(*) |
600,000 | 36 or more | 1,980,000(*) |
[NOTE1] (*) App. 20% of them are withheld as income tax.
[NOTE2] "Average Standard Remuneration" shown above tables is calculated from the average of your salaries and bonuses you receive between the period you pay your pension. Please note that it isn’t necessarily the same as the average of your REAL salaries & bonuses.
[NOTE3] The sum of Lump-sum Payments are calculated by yen. When they are transferred into the bank accounts you designate, they will be exchanged from yen into a certain currency according to your accounts.
2.National Pension
National Pension (国民年金,こくみんねんきん) is the basic pension which covers people not employed by companies or public offices, that is, for example, the self-employed persons.
Lump-sum Payments of National Pension vary, like Employees’ Pension, according to both number of coverage months you contribute pension and when the last month of your contribution is. The following table shows the Lump-sum Payments of them.
(EXAMPLE) In the case that the last month of payment is between Apr. 2018 and Mar. 2019
Numbers of your contributed months | Peyments Amount(yen) |
6-11 months | 49,020 |
12-18 months | 98,040 |
18-24 months | 147,060 |
24-30 months | 196,080 |
30-36 months | 245,100 |
more than 36 months | 294,120 |
The sum of Lump-sum Payments are calculated by yen. When they are transferred into the bank accounts you designate, they will be exchanged from yen into a certain currency according to your accounts.